Budget analysis and Bank recommendation – We will help you to understand how much you can borrow from a Spanish Bank and what impact this has on the total purchase price.
Submission and management of Spanish Mortgage applications for independent purchases – We will professionally package your mortgage application in Spain to give it the best possible chance of approval with the best possible terms and conditions and highest loan to value amount.
Resolution of previously rejected applications – If you have been rejected for a mortgage in Spain, or you have been waiting for an answer from the bank, or the direct application you have made does not reflect the initial terms you were offered, we will help you achieve a successful outcome with another lender in the quickest possible timeframe.

Being fully prepared financially before visiting Spain will enable you to negotiate with sellers in the knowledge you are in the strongest position to buy with the ability to move quickly without putting your deposit funds at risk. Contact us today for a no obligation quote for a Mortgage in Spain.

Spanish Banks do not always have set loan criteria and rates, and some allow their branch mangers to define rates and costs for a Spanish mortgage as long as they meet minimum guidelines set by Head Office. This means that if you visit one Branch of a Spanish Bank, one Manager may offer a better deal on the mortgage in Spain than if you ended up in another branch of the same Bank. In contrast, all our Spanish loans are direct from the Head Offices and are always at the lowest possible rates and best terms achievable. This can save you a lot of money, and we can obtain additional special discounts and preferential terms for our clients depending on their financial status.

As the leading mortgage broker in Marbella, we understand the need to provide free advice and an approval-in-principle service for Spanish mortgages. This means before you go house hunting you will know exactly what your maximum budget is, your finances will be in order, and you will know how much the entire purchase process will cost with no nasty surprises or misunderstandings at a later date, which can often happen when dealing directly with a local bank.

We will advise you on all available loan options, and make a recommendation based on your circumstances and the requirements necessary to meet each bank’s loan criteria and terms and conditions. We work with multiple lenders and we will explain the benefits and drawbacks of each option in a clear and concise manner, as well as making a recommendation on the best overall option to meet your needs.